Table of Contents

• 1. Who We Are
• 2. Service Description
• 3. Eligibility & Account Rules
• 4. User-Generated Content
• 5. Prohibited Use
• 6. Affiliate & Third-Party Disclaimer
• 7. Intellectual Property
• 8. Disclaimers & Limitation of Liability
• 9. Termination
• 10. Governing Law
• 11. Contact

1. Who We Are

“Kaymio”, “we”, “us”, and “our” refer to the operator of the Service available at kaymio.com. You can contact us at the email address listed in the Contact section.

2. Service Description

Kaymio provides an affiliate-shopping and product discovery experience. We may display product listings, prices, images, and links to third-party merchants or marketplaces. We may also provide optional tools that help users share content (for example, product links or promotional content) to social platforms.

We do not guarantee that any product listing, availability, price, discount, shipping fee, or merchant information is accurate or up to date.

3. Eligibility & Account Rules

• You must use the Service in compliance with applicable laws and these Terms.
• If you create an account, you are responsible for maintaining the confidentiality of your account and credentials.
• You agree not to impersonate any person or entity or misrepresent your affiliation with any person or entity.
• You are responsible for all activity that occurs under your account.

4. User-Generated Content

The Service may allow you to submit, upload, publish, or otherwise make available content such as text, images, or other materials (“User Content”). You retain ownership of your User Content.

By submitting User Content, you grant Kaymio a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, and distribute that User Content solely to operate, improve, and provide the Service.

You represent and warrant that you have all rights necessary to submit your User Content and that your User Content does not violate any law or any third-party rights.

5. Prohibited Use

You agree not to:

• Use the Service for unlawful, harmful, fraudulent, or misleading purposes.
• Post or transmit spam, scams, or malicious content (including malware).
• Infringe or violate the intellectual property, privacy, or other rights of others.
• Attempt to gain unauthorized access to the Service, accounts, or systems.
• Interfere with or disrupt the integrity or performance of the Service.
• Scrape, harvest, or collect data from the Service in a way that violates applicable law or these Terms.
• Use automation in a manner that violates third-party platform rules (e.g., social network policies).

6. Affiliate & Third-Party Disclaimer

Kaymio may earn commissions through affiliate links. When you click an affiliate link and make a purchase, we may receive a commission from the third party at no extra cost to you.

Third-party merchants, marketplaces, and platforms are responsible for their own products, services, policies, fulfillment, and customer support. Your transactions are with those third parties, not with Kaymio.

Product information (including prices, availability, shipping, and promotions) can change at any time and may be inaccurate by the time you view it.

7. Intellectual Property

The Service, including its design, text, graphics, logos, and software, is owned by Kaymio or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service unless we give you written permission.

Copyright Complaints

If you believe content on the Service infringes your copyright, contact us with details so we can review and respond.

8. Disclaimers & Limitation of Liability

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the maximum extent permitted by law, Kaymio disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, Kaymio will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; or
• Unauthorized access, use, or alteration of your transmissions or content.

9. Termination

We may suspend or terminate your access to the Service at any time if we reasonably believe you have violated these Terms or if required for security, legal, or operational reasons. You may stop using the Service at any time.

10. Governing Law

These Terms are governed by the laws of the jurisdiction where Kaymio operates, without regard to conflict of law principles. If you want, you can replace this section with a specific country/state once you decide it.

11. Contact

If you have questions about these Terms, contact us:

• Email: support@kaymio.com
• Website: https://kaymio.com/

You should also review our Privacy Policy.